Remove the Negative Items Holding Your Score Back
CreditPath finds the errors, unfair marks, and unverifiable items dragging your credit down — then challenges the bureaus with dispute letters backed by your legal rights, until they're fixed or removed.
$29.99/month · Cancel anytime · Money-back guarantee available
Watch: challenging negative items, round by round (sound on)
Aggressive credit repair, done right
Every tool you need to find, challenge, and remove the negative items standing between you and the credit you deserve.
Find What's Hurting You
We scan your Experian, Equifax, and TransUnion information for the negative marks dragging your score down — late payments, collections, charge-offs, and inquiries.
Challenge Negative Items
The law is on your side: every item on your report must be accurate, fair, and fully verifiable. We build the dispute letters that demand proof — or removal.
Round After Round
Credit repair isn't one-and-done. We track every challenge, every bureau response, and hit back with follow-up rounds until the job is done.
Score-Focused Game Plan
A personalized action plan aimed at the factors that move your score most — payment history, utilization, and account age.
Watch Your Score Climb
Track disputes, deletions, utilization, and progress month over month in one dashboard built for results.
Fast, Simple, Done For You
Guided onboarding, ready-to-send dispute letters, and automated follow-up reminders. No expertise required.
From sign-up to a cleaner credit report
Six steps. Every round guided, tracked, and pushed forward for you.
Sign Up in Minutes
Create your account and tell us your goal — a home, a car, or simply a better score.
Add Your Credit Information
Bring your Experian, Equifax, and TransUnion accounts into one organized view.
We Find the Negatives
Our dispute engine flags the late payments, collections, charge-offs, and inquiries holding you back.
Confirm & Fire Off Disputes
You confirm the facts, we generate powerful dispute letters to the bureaus and creditors.
Track Every Round
Bureaus have 30 days by law to investigate. We track deadlines, responses, and escalations.
Watch It Disappear
Deleted, corrected, and updated items — plus a game plan to keep your score climbing.
Your credit repair command center
Every dispute, deadline, bureau response, and deletion — organized in one place. Always know what's being challenged, what came back, and what's next.
- Dispute letters generated and tracked for you
- 30-day bureau investigation deadline tracking
- Round-by-round dispute pipeline with follow-ups
- Utilization calculator with target scenarios
- Monthly progress reports
- Secure document vault
Welcome back, Alex
Your Credit Repair
Round 2 of 3 · 4 of 7 steps done
Utilization
28%
Active Disputes
3 items
Active Goals
2
Tasks Left
5
Built for people ready to fight for their future
A home, a car, a fresh start — whatever your goal, CreditPath gives you the tools to take on the negative items standing in your way: organized credit information, letters built from facts you confirm, and every bureau deadline tracked round after round.
- Your facts, your dispute letters — never generic templates
- Every 30-day bureau deadline monitored, every follow-up drafted
- Plain-English guidance at every step of the fight
Money-back guarantee
Love it or leave it. If CreditPath isn't for you, cancel anytime in one click — refund and guarantee terms are set by the administrator and spelled out in your customer agreement. Less than a dollar a day to take your credit back.
Fight hard. Stay private.
Your credit information is sensitive. We treat it that way with encryption, secure authentication, and strict access controls — your data is never shared with other customers.
Encryption
Encryption in transit and at rest where supported.
Access Controls
Role-based, least-privilege access for every user.
Your Data, Yours
One customer's information is never exposed to another.
Pricing
Everything you need to repair your credit
No tiers, no hidden fees, no upsells. Every dispute tool, every round, one simple price.
Full access to every feature. Cancel anytime.
- Dispute Center for all 3 bureaus
- Challenge late payments, collections, charge-offs & inquiries
- Ready-to-send dispute letters built from your confirmed facts
- Round-by-round dispute tracking with 30-day deadline monitoring
- Personalized score-improvement action plan
- Utilization calculator
- Goals, tasks & follow-up reminders
- Monthly progress reports
- Secure document vault
- Credit education center & CreditPath Assistant
Frequently asked questions
Does this really work?
Challenging negative items is your legal right under the Fair Credit Reporting Act. Every item on your report must be accurate, fair, and verifiable — if a bureau or creditor can't prove it, they must fix it or remove it. CreditPath builds and tracks those challenges for you, round after round.
What can you help challenge?
Late payments, collections, charge-offs, repossessions, foreclosures, hard inquiries, and more. If an item is questionable, CreditPath helps you challenge it — you confirm the facts, we build the letters.
How long does it take?
Bureaus generally have 30 days to investigate a dispute, so first results often land within that first cycle. Consistent monthly rounds compound your progress from there.